The immediate impact of a DUI conviction—fines, court costs, licenses suspicion—are made even worse when you take into account the negative impact your DUI will likely have on your car insurance rates. There is a good chance you will be dropped by your current insurer since you now constitute a higher risk as a driver.
The convicted may be ordered to file an SR-22 form from their insurer which shows the DMV that they now carry liability insurance. Only then will a person’s license suspension be lifted by the DMV. You may also need to offer proof that you have insurance for up to five years to maintain a valid license.
DUI convictions are unique and insurance companies regard them on a case-by-case basis. If you have been convicted, you could see only a small rate increase if you have an otherwise stellar driving record. Having multiple DUI offenses on your record, on the other hand, can result in much higher increases with the possibility your insurer will drop your coverage.